Corporate Financial Planning
Business Owners
Business owners that run successful operations have taken stock of the risks to their profitability and have been able to weather the tough times. Good financial planning means creating plans to offset these risks and using all the tax-breaks available,
Protecting a business could prevent severe losses. Too often, due to day-to-day pressures, the potential effects on a business of diagnosis of a critical illness or incapacity – or even premature death - don’t get given the attention they require.
Without effective retirement planning when the time comes to retire an owner-manager has the problem of selling the business for what they think it is worth and then being able to sustain a lifestyle that their hard work has brought them.
State Pensions will undergo massive changes during the next 5 years (some already announced by the Coalition) - you and your employees cannot help but be affected by these.
Senior Executives
Senior executives will often have complex requirements that require individual attention. High level financial planning may need to include areas such as inheritance tax planning and the use of trusts. With the increasing complexity of the pension rules bespoke retirement planning is needed.
IN Partnership has a team of experienced and well-qualified Advisers who work specifically with senior employees.
Key workers
An employer’s risks to the public and employees are covered by compulsory insurance; however, key personnel are a valuable asset. In the unfortunate event of illness, incapacity or death of these individuals, what might happen to your business? These personnel can be covered and tax-relief is available for special circumstances.
Insurance will give your organisation vital breathing space whilst you get your business back on an even keel.
Commercial Mortgages
With a wide network of independent mortgage brokers, we are ideally placed to source for you attractive commercial mortgages. (Please note Commercial Mortgages are not currently regulated by the Financial Services Authority.)
With an ever changing taxation system and underlying investment conditions it is essential that business owners take expert advice to ensure that correctly focussed plans are put in place. Please speak to one of IN Partnership’s Advisers, who will be happy to assist you.
THE VALUE OF YOUR INVESTMENTS CAN GO DOWN AS WELL AS UP. PAST PERFORMANCE IS NOT A GUIDE TO THE FUTURE.